Page 1 of Any home insurance recommendations?

We had our renewal through from M&S and it has jumped £100 without any changes to our circumstances and no claims in the past 11 years. Not having that, so I've cancelled.

Anyone got any recommendations for quality insurers who are competitive and trustworthy (tall order I know)? We've even lowered our cover this year and it seems that costs have sky-rocketed. The last two years have seen crazy increases...

Cheers







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Go on Money saving expert and use their comparison recommendations.
You've just reminded me ours lapsed and I haven't got a new one yet so Ta for that.

Snaps

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My new Flash Fiction blog. All my own work
500ish

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I used to be with it, but then they changed what `it` was.
Now, what I`m with isn`t it, and what`s `it` seems weird and scary

I use Swiftcover... used them for household and one of the cars for last 3 years, each year the premium has been cheaper on renewal!

I have had to change mine every year (last 5 years) due to similar `no reason for increase other than greed`

So I use comparison websites to get the price I want.

Usually comfused com.

We've done all of the comparison sites etc, but this year everything is coming up a lot more expensive. Llyoyds are coming out cheapest, but with a slightly higher excess and we have to add legal cover as well. Don't think it includes protected no claims either. There is one that's much cheaper than everyone else, but I'm not going with some no-name company...

Will give Swiftcover a go, but they've never been able to quote me for car insurance. I've always assumed that's because of where I live (no other reason springs to mind), so not confident about the house cover.

Right PITA insurance, not to mention a con.







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While we're on the subject of insurance, does anyone know if  windows and glass internal doors covered by buildings or contents insurance?

The windows in the communal front door have been broken 3 times since we moved in and as my front room window is less than a foot away from it I suspect it is a matter of time before it ends up being my window by mistake.  I've covered the glass doors to the front room with safety film to protect the kids but I suspect  that would be expensive to repair if something happened to it.

Esure have consistently been the cheapest (or close to) for us and their customer service has been faultless.
Willing to forego the odd couple of quid the we might save elsewhere to get a human on the line whenever needed.

As with all insurances, you particular circumstances will vary in price wherever you go.. Esure may turn out to be uber expensive for you.

Comparison site all the way.. and investigate the top 3 or 4 for details and phone them up direct to see if they`ll do a deal.

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I don`t want to belong to any club that will accept me as a member

I ended up spending about five hours sorting this on Saturday (not how I wanted to spend my day really). In the end we went with Tesco of all places. Turned out cheaper because my Mrs uses her Clubcard a fair bit. When we put her details in it was £40 less than with mine! Actually cheaper than last year in the end, although not by much and we had to pay it in one go rather than instalments.







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mine's due for renewal soon, the £420 for buildings and contents seems a bit a steep (to be honest I've been lazy last few years, and just rang them up to renew) just went through comparethemarket and lowest, similar cover was £120!

I'm told ringing and speaking to a person gives best results, I wonder if they'll knock £300 off their quote price though.

Something I've forgotten to do is sort out home ins, reminded now.
You'll probably find that lowest offer wont be bettered but be prepared to do the same next year.
Companies always make better offers for new business, loyalty counts for nothing in the insurance game.


Snaps

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My new Flash Fiction blog. All my own work
500ish

---

I used to be with it, but then they changed what `it` was.
Now, what I`m with isn`t it, and what`s `it` seems weird and scary