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Motor Insurance - who`s the cheapest ?

AShearer (Mostly Harmless) posted this on Thursday, 8th May 2003, 20:35

Currently looking to change from More Than ( won`t be taking them through the ASA - they are exactly as described ). Tried online Esure seem to be the cheapest - any others ? Apparently Quentin Wilson endorses one that`s supposed to be cheap.
One last point - spoke to a lad at an insurer (won`t embarass) - who asked about no claims discount - I said mine x no. of yrs. I was looking to insure two cars - he says can`t be neither car is older than five yrs. My view of no claims - is not related to car but last time you made a claim ?
Any help appreciated.

Regards,
Big Fat Billy

RE: Motor Insurance - who`s the cheapest ?

W@yne (Elite) posted this on Thursday, 8th May 2003, 20:46

Give these a try , saved me about £25 last time around

http://www.insureyourmotor.com

Wayne

RE: Motor Insurance - who`s the cheapest ?

Stevewxm (Competent) posted this on Thursday, 8th May 2003, 20:50

Ive always found Axa to be the cheapest around, although Quotemehappy.com seem to be very competitive!

RE: Motor Insurance - who`s the cheapest ?

hunsbury0 (Elite) posted this on Thursday, 8th May 2003, 21:30

Your circumstances must be same as mine.Last year ,I shopped around & ended with "More Than" as they were the cheapest, but this year I have gone with "Esure"

Sit down & go thru Yellow pages. ( Most of them have free phone numbers.
Good luck!!!!!!!!!!!!!!!!

RE: Motor Insurance - who`s the cheapest ?

Bubblegum (Competent) posted this on Thursday, 8th May 2003, 21:49

elephant.co.uk were cheapest for me!

RE: Motor Insurance - who`s the cheapest ?

Shaun P (Competent) posted this on Friday, 9th May 2003, 07:09

No matter what prices other people get, you should always get as many quotes as you can - each company weights circumstances differently, so even if you live next door to someone the same age with the same car and driving history, the fact that (say) you park on the road and he doesn`t could make a big difference to one policy, but no difference to another.

And that advice comes from a friend who worked for Swinton insurance.

Shaun

RE: Motor Insurance - who`s the cheapest ?

RichardH (Elite) posted this on Friday, 9th May 2003, 08:19

Churchill used to be cheapest for me, but we now use Frizzell, as they offer a decent discount to teachers (my wife`s a teacher). I think they offer similar discounts to other professions.

RE: Motor Insurance - who`s the cheapest ?

AShearer (Mostly Harmless) posted this on Friday, 9th May 2003, 08:39

Part of the question was to do with the no claims bonus. The guy in the call centre for the insurer asks how many years I tell him x no. of years since I made a claim. He says no - goes on the car - as neither car is more than five years old I cannot claim my x no. ????!!!! I say to follow this logically - if I changed my car every six months my max. no. of no claims would be six months - he can`t be right can he ? My understanding is it is the last time you claim on a continous insurance history - could someone confirm ?

Regards,
Big Fat Billy

RE: Motor Insurance - who`s the cheapest ?

neal 73 (Elite) posted this on Friday, 9th May 2003, 09:03

going slightly off topic if you`re looking for cheap travel insurance try Options - get an annual world wide cover dirt cheap from them.

And recently had to renew contents insurance and found Norwich Union by far to be the cheapest and can all be done online (with a discount) for both of them.

RE: Motor Insurance - who`s the cheapest ?

Rich_H (Competent) posted this on Friday, 9th May 2003, 09:05

Direct line is the cheapest for most people, but car insurnce depends on so many circumstances that one insurer definitely can`t come out cheapest everytime. Shop around.

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