Page 1 of f**kin bank charges

just had a letter from the bank sayin i have been charged £39 bank charge cause i was £9 short.they should do some sort of warning first stupid banks. it says that because of this my car finance hasnt been paid and i should make other arragements, do i do this through the bank or through the finance people?im so p**sed off

You`ll have to contact who the money is owed to and arrange alternative payment, but £39 is well off for a £9 charge.

I think they are now only allowed to charge £12 for a bounced direct debit and your argument here is that you are being charged significantly more to bounce it than you would have if they paid it.

But, on the other hand, due to all these people and do gooders arguing the case for the refunding of bnk charges due to thousands constantly using overdrafts beyond their limits and going over on credit cards etc, everyone else will now find their credit cards have taken an interest ratehike and are now paying for those who have delinquint (sp?) accounts.

If this is a first time charge, take it up with your bank as they`ll probably refund it as a goodwill gesture. If it`s a regular thing or more than one in 6 months they`ll probably say no.

But remember, you NEED to contact the finance people to make the payment to them regardless of the bank or you could end up with a late payment charge/bad record with them. Ring them up, explain the bank has screwed you over and they`ll probably take switch or a cheque and that at least sorts that bit out.

Jimbo : oÞ

"Making Teenagers depressed is like shooting fish inna barrel"

i think what makes it even more annoying is i have NEVER gone over my overdraft before and to be screwed £39 for the first time is a joke.might pop into the bank 2moro and try and sort me gettin my money back or at least some of it.

Take a Look Here

MANCHESTER UNITED PREMIERSHIP CHAMPIONS - FERGIE 9 - LIVERPOOL 0

don`t bet on it after lloyds tsb won that case today.

http://news.bbc.co.uk/1/hi/business/6657025.stm

don`t bet on it after lloyds tsb won that case today.

Martin was on Talk Sport this dinner time & it was a one off by a bad judge & does NOT set a precedence.

MANCHESTER UNITED PREMIERSHIP CHAMPIONS - FERGIE 9 - LIVERPOOL 0

I claimed back £100 from Lloyds/TSB and I got it.

My brother recently had a charge, the first he`d ever had with that bank. He phoned up, and they refunded it straight away, he didn`t even have to argue.

This item was edited on Wednesday, 16th May 2007, 21:57