Page 1 of Decent ISA Account? Marks and Spencer Seems Best All Round!!

What ISA do people recommend for instant access with no restrictions? And little percs such as free phone numbers to bank and free postage for cheques.

Know Marks and Spencer offer a similar service. Just wondered if there was better?

Chris :)

Alliance and Leicester Mini Cash ISA is the best - 5.2% and no restrictions, I manage mine online.

I doubt you`d have enough time to apply and get money in it before the 6th though to be able to put more than £3k in (£3k before the 6th, up to £3k after) though, but still, it comes out the best account.

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www.soundalikes.com/

This item was edited on Monday, 3rd April 2006, 16:01

Chris, check out Alliance & Leicester, best rate at the moment (I believe) - 5.2% AER.
www.moneyextra.com is always a good source of info for these things.

Miles

EDIT - XFG beat me to it!

This item was edited on Monday, 3rd April 2006, 14:54

A&L is still, currently, the best one out there.

Cheers

Nick

So far all A&L. Thanks all!!

Is it a temp rate with any restrictions?

It includes a 0.7% bonus until mid-2007 (at which point you can just open a better account).

No restrictions at all.


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www.soundalikes.com/

By the way in case anyone else doesn`t know (I only found out myself a little while ago)...you can transfer previous year`s ISAs into a new provider if you want (retaining the whole tax free advantage thing).

For example I have a few of them with different providers, and it seems since I set up an ISA with A&L last year I can now take advantage of the rate they offered last year for my ISAs from previous years and get them all managed in the same place all with a good rate.

HTH someone else!
Miles