We`re with the Halifax for home insurance. Two reasons 1) They were cheaper than MoreThan who we were with before (even though the policy is underwritten by MoreThan!)
and 2) there`s no need to specify amounts for home contents (except for special items).
Basically they cover any amount up to £250,000 (if I remember rightly), so no need to sit and work out whether you`re under-insured for your contents - which most people are (I think).
Never had to make any claims thankfully.
HTH
Miles
Always found Zurich (formerly Preferred Direct) to be very good for claims, especially relating to DVD. I had three claims in my time with them (around six/seven years) and the only reason I left was because the last claim was a residential burglary, after which my premium shot up to silly levels.
The reason I recommend them for claims though is that they did a like for like replacement when my DVD player and all my multi-region DVDs were stolen. None of that having to use that `preferred supplier` rubbish - they gave me the cash and I bought back what I could.
I`m with Halifax now and I hope I never have to make a claim, mostly because it`s horrible having someone violate your home. They do offer more cover for less money though.
This item was edited on Monday, 6th March 2006, 14:44
